When you are struggling with excessive amounts of debt, it can feel like you will never be able to catch up. Fortunately, there are debt relief options available. At the Bianco Law Firm, our Visalia Chapter 7 bankruptcy lawyers can help you get a fresh financial start.
If you are overwhelmed by debt and want to know what your options are, we can help. Contact our Fresno bankruptcy lawyers online or call 559-429-5143 to schedule a meeting with an experienced attorney.
What Is Chapter 7?
Chapter 7 bankruptcy is commonly referred to as liquidation bankruptcy. This involves the liquidation of assets, which results in the discharge of your debt. There are a number of exemptions to the assets that are subject to Chapter 7. Our dedicated Visalia Chapter 7 lawyers can help you with exemption planning in an effort to protect major assets such as your home, vehicle and household goods. You should not have to constantly worry about which bills can be paid every month.
Qualifying For Chapter 7 Protection
Changes to the bankruptcy laws have made it more difficult to file for Chapter 7 than in the past. The attorneys at the Bianco Law Firm will work closely with you to help you overcome some of the obstacles to successfully filing for Chapter 7 protection.
In order to qualify, your finances will be subject to what is called a means test. Once it is determined that you meet the required qualifications, we will move forward in filing a bankruptcy petition on your behalf. The relief afforded by this filing is almost immediate, as it will put a stop to harassing phone calls by creditors, collection notices and wage garnishment. After required credit counseling, you can focus on starting over toward a brighter financial future.
Overcoming The Stigma Of Chapter 7 Bankruptcy
Not all Chapter 7 filings are a result of clients being irresponsible with their money. That stigma may exist when someone files for debtor protection. However, many of our clients find themselves in financial hardship due to a divorce or to medical expenses not covered by insurance. We will dispel common bankruptcy myths as we explore your options for a new beginning.
Call For An Appointment With A Tulare County Debt Relief Lawyer
You do not have to carry the burden of insurmountable debt. Contact our California debt liquidation attorneys online or call 559-429-5143 to schedule a meeting with an experienced lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.