Visalia, California, Attorneys Helping Clients File for Chapter 7 Bankruptcy Protection
Contact the Bianco Law Firm at (559) 732-8654 for fair, aggressive and intelligent attorneys focused on helping their clients resolve legal problems.
Chapter 7 bankruptcy is still an option, even after the significant changes in bankruptcy law. At the Bianco Law Firm in Visalia, California, we help clients throughout Tulare County who are overwhelmed by their debts and looking for debt relief.
New Chapter 7 Bankruptcy Laws
In October of 2005, bankruptcy laws significantly changed. The United States Congress enacted the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. The new laws have substantially altered our clients' abilities to file for bankruptcy protection. However, contrary to what many believe, Chapter 7 bankruptcy is still possible.
Qualifying for Chapter 7 Bankruptcy Protection
At the Bianco Law Firm, we will help you overcome the additional challenges created by the new bankruptcy laws. You must take a means test due to a cap on income. If you qualify, we will move forward in filing a bankruptcy petition on your behalf. Stress relief is almost immediate when Chapter 7 bankruptcy becomes a viable last option for debt relief. Prior to the discharge of your debts, credit counseling will be mandated. Once you have completed all the steps, you have the opportunity to start over.
Overcoming the Stigma of Chapter 7 Bankruptcy
Not all Chapter 7 bankruptcy filings are a result of clients being irresponsible with their money. That stigma may exist when someone files for debtor protection. However, many of our clients find themselves in financial hardship due to a divorce or medical expenses not covered by insurance.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding Chapter 7 bankruptcy protection, please contact us.
